The document the finance office has always had.
Now it's yours.
We show you exactly how banks and lenders will evaluate you for a loan. See your real options before you ever sit down in the finance office.
Soft pull only, zero credit score impact
You research the car for weeks. You walk into financing blind.
70% of car deals are financed. It's one of the most consequential decisions you'll make - and you're the only one in the room without the full picture.
What you get.
We take your data and run it through our prediction model that is looking at every lender decision point in your area in real time to structure your best loan options instantly.
These are personalized loan offers based on your credit profile and the car you selected. Each lender looks at different factors and offers their terms based on how they see you.
This lender has strict limits on your loan-to-value ratio. There is no room for rolling in negative equity.
Enough flexibility for most standard add-on products offered at the dealership like extended warranties.
Longer loan terms give lenders more flexibility. This deal has solid room for add-ons if you want them.
Free · No credit impact · Results in minutes
These are sample results. Your actual LoanList is built from real lender data based on your personal profile.
Everything you want to know.
No gotchas. No fine print surprises. Just straight answers.
What is a soft credit pull?
A soft pull is a type of credit inquiry that does not appear to other lenders and has absolutely no impact on your credit score. It gives us the same data lenders see without triggering a hard inquiry.
How is this different from going to my bank?
Your bank will only show you their own rates. SelectFI compares offers from multiple lenders side by side so you can instantly see who is offering the best deal for your specific credit profile.
Is my personal information secure?
Absolutely. We use TLS encryption for all data transmission and strict access controls on our backend. Your data is used only to generate your report.
Will lenders contact me?
Only if you choose to proceed. Your report is yours. We share it with lenders only when you indicate you want to move forward with financing.
Is this really free?
Yes. Your SelectFI report is completely free - no credit card, no trial, no hidden fee. We believe every car buyer deserves the same information the finance office has always had.
Why do I need to provide my contact info?
We use your contact information to deliver your personalized report. We will never sell your information to third parties. You can opt out of follow-up at any time.
What credit score do I need?
We can pull reports for all credit profiles - from excellent to fair. Knowing your situation is especially valuable if your score is below average, because it helps you plan your next steps and identify areas to improve.
How long does it take to get my report?
Most reports are ready in under two minutes. You will receive it by email and can also view it on-screen immediately after submitting the form.
Real people. Real savings.
“I had no idea how much I was overpaying until I saw my SelectFI report. Walked into the dealership knowing my number - they couldn't move me off it.”Marcus T. Phoenix, AZ
“The lender comparison made everything so clear. I ended up financing through a lender I never would have found on my own and saved over $80 a month.”Jennifer R. Columbus, OH
“Took five minutes to fill out. The report was more detailed than anything my credit union gave me. Wish I'd had this years ago.”David K. Austin, TX
See how lenders view your financing. Before you walk in.
Enter your info and we'll email your personalized LoanList - built from real lender data, ranked three ways, with a negotiation tip for every option.
You're all set!
Your personalized LoanList is on its way. Check your email in a few minutes.